I know, everyone has already "done" their end-of-year charitable contribs, right? Well, here are a couple of suggestions and I want all of you to buck convention and go ahead and give at the beginning of the year. $20 can change the life of someone who is living from meal to meal and risking life and limb just to get firewood. A blanket or a shovel can be someone's prized possession and could make all the difference for the survival of the children. And no one cares if you send a check that's dated December 31.